Should i lend my car to a friend

The same limits, deductibles and conditions will apply. That said, you do have a responsibility under your policy to advise us of other licensed drivers in your household and should discuss the situation with us to see if that driver should be added to your policy. Failing to do this will go against the conditions of your policy and may have further consequences depending on the situation. Have another question for our claims agents? You can send it to us in a private message through our Facebook page!

By continuing to browse this site, you agree to our Terms of Use and with our Privacy Promise. Blog Explore. Is lending your car a total loss? Start saving now! How do you prove you are not a complicit to a crime that your friends have committed while driving your vehicle? Be ready to face the legal actions if your car is found at a crime scene. Sometimes, he just does not care how passionate you are about your automobiles. Well, the discussion above does not mean that you should never lend a friend your car in any situation.

You just have to be careful and think about the possible repercussions before making a decision. Driving Tips. Some auto insurance companies may try to probe for additional hh members or drivers who may use your car on a recurring basis. Does the borrower have a good driving record? Is my insurance up to date? So if the driver rear-ends someone or bumps another car in a parking lot and your insurance has lapsed, you could be liable for damages. What do they plan to use the car for? If the car is being driven for commercial purposes and you only have a personal policy, you may not have sufficient coverage.

This is a Nice Blog, Thanks For sharing your information!!! Thanks for sharing information about full car and car glass and maintenance. Thanks, I appreciate your information. Definitely good things to know and consider. While you may be able to find policies that pay out in advance of a legal ruling, being stranded with a bill for an accident which you did not cause is a daunting thought for everyone. Ultimately the decision to allow someone else to drive your car is your decision.

Even if your insurance covers the damages, your rate has potential to increase and you may not get your reimbursement until months later. Make Spring your time to explore the many wonders and attractions of the Elmira NY area. Buying life insurance can be intimidating. Knowing what to ask your representative can help! Learn more in our article. Tips for Avoiding Distracted Driving.